2026 Agenda

Speaker Biography

Ella Cullen is founder and CEO of RELLEN, the conversational-intelligence company behind SecureSight and SecretSight. Grounded in doctoral research in conversation analysis and cognitive science, RELLEN’s first-of-its-kind platform closes a gap current fraud controls miss: authorised push payment fraud, where the customer is genuine, authenticated, and deceived, so nothing looks anomalous. Founded out of a government validation programme, RELLEN works closely with defence and security organisations internationally through SecretSight. SecureSight applies the same underlying engine, and RELLEN works with banks and insurers to apply this first-of-its-kind behavioural read to the current gap in financial fraud.

Speaker Biography

Amit Lakhani has wide and varied experiences in managing risks across key areas such as cyber and third-party services risks for organisations of all sizes. He started his career working as a consultant with Accenture where he developed and deployed multi-million-dollar programmes involving compliance and risk elements, especially information security and cyber risks. Further, Amit worked at large multinational organisations in his role at KPMG driving strategic decision-making, investments, and risk reduction programmes.

In his current role, Amit looks after third party/vendor risk management across the Corporate and Institutional Banking division for BNP Paribas. He has developed and is embedding global third-party risk management initiatives and more importantly raising the risks at Boards and Executive Committee levels to have clear visibility on the identification, assessment, monitoring, and reporting of third-party services risks. The global role entails him to face up to regulators across many geographies, develop and establish solutions that are generic but addresses key risks that BNP Paribas faces in its operations.

Speaker Biography

Lukáš has over 20 years of experience in IT and, since 2018, has been part of the security experts at ThreatMark. His work has given him deep insights into cybersecurity and a thorough understanding of the technologies exploited by online fraudsters.

As a seasoned speaker, he regularly presents at domestic and international cybersecurity conferences and delivers training to fraud analysts worldwide. Daily collaboration with cyber experts keeps him at the cutting edge of emerging threats and effective prevention strategies.

Speaker Biography

Deborah King is a senior Fraud Risk Management executive with extensive experience spanning Fraud Risk, Operational Risk and Controls, Business Development, Technology and Finance across major multinational organisations within the Financial Industry.

Currently serving as Head of First Party Fraud & Scams Risk within Operational Risk Management at Citi, Deborah leads global oversight of First Party Fraud Risk and Scams, , as well as Fraud Risk oversight across Citi’s Banking business and Client Org. Since joining ORM Fraud Risk in 2017, she has overseen Fraud Risk Management across EMEA, supported the wholesale Banking clients global implementation of the Fraud Risk Management Framework, and conducted fraud risk thematic oversight reviews across the region and globally.

Prior to moving into Fraud Risk, Deborah led Operational Risk & Controls within Global Fund
Services (GFS) at Citi, where she designed and implemented a Proactive Operational Risk
Identification Framework leveraging Six Sigma methodology, and led internal controls across GFS Operations globally. Before joining Citi in October 2009, Deborah held progressive leadership roles at GE Capital (GE Money Ireland), where she served as Strategic Growth Leader, Product Development Leader, and Senior Programme Manager — driving strategic business planning, new product innovation, and large-scale technology programme delivery.

Deborah holds a Fellowship of the Association of Chartered Certified Accountants (FCCA) and is a Certified Lean Six Sigma Black Belt. She has lectured with the Institute of Banking in Ireland on Operational Risk Management. Her broad background — bridging fraud risk, operational risk, technology, finance, and strategic change — gives her a uniquely cross-functional perspective on the challenges facing the fraud risk management community today. Deborah is a dedicated gardener and enthusiastic DIY amateur.

Speaker Biography

Fraud Domain Expert in EMEA. Extensive experience collaborating with diverse fraud teams across multiple regions, regulatory boundaries, and customer bases bringing a broad, global perspective to Fraud at FICO and its Enterprise Fraud Capabilities.

Passionate about developing deep domain expertise and thought leadership within Fraud and Financial Crime teams and collaborating with industry experts to tackle evolving fraud challenges. Committed to driving innovation and building robust fraud prevention and detection strategies that ensure compliance and protect organisations in both the financial services and focused industries sectors.

Speaker Biography

Jamie Byles, Head of Fraud Risk Management, NatWest & Deputy Chair Financial Fraud Committee, UK Finance

Jamie has 30 years’ experience working in the fraud industry and is a highly accomplished fraud leader. During his career he served tenures at NatWest, Barclays (Fraud Director), HSBC (Global Head of Fraud) and Visa Europe (Head of Fraud Strategy).  Across his career, Jamie played an active role industry initiatives and forums, examples of these are: Financial Fraud Panel & Committee, twice elected chair of the Visa Europe Fraud Risk Committee, MasterCard Security Council, DCPCU Management Committee and Co-Chair of Europol Airline Fraud Taskforce (EC3).

From his work in the industry he has played key roles in delivering industry change and anti-fraud initiatives, some examples of these are:

• Lobbying OFCOM and successfully implementing greater standard to tackle smishing in the UK (chair of a group a led through UKF with MEF & OFCOM)
• Establishing an international law enforcement operation to tackle fraud ‘Europol Airlines Days of Action’
• Delivery of the 6012 mandate for debit to credit card payments
• UK banking fraud representative for the design of PSD2 & SCA at European Banking Commission
• Contingent Reimbursement Model working group

Speaker Biography

Andy Renshaw, is the SVP of Product Management at Feedzai and an experienced leader and SME with a lengthy history working as a practitioner and leader in the financial services industry. His areas of expertise include banking, operations analysis, credit cards, credit risk, fraud prevention, digital banking security, product management, and anti-money laundering (AML). Andy has held several leadership positions in the financial services industry. Prior to joining Feedzai, he was the senior director of Fraud and Identity at LexisNexis Risk Solutions.

Speaker Biography

Chloe Moruzzi is the Head of Financial Crime and Compliance Business Controls for Corporate and Investment Bank. She has worked throughout her career in regional and global roles in EMEA, the North America and throughout APAC. She has vast knowledge and expertise when it comes to global regulatory change programs and regulatory enforcement actions. Her leadership skills coupled with her 1st, 2nd and 3rd line experience are unique, which provides her with an advantageous perspective amongst her peers within the industry.

Chloe has 18 years Financial Crime international industry expertise and CIMA Qualified, Project Manager (Prince2).

Chloe is trusted advisor across functions and divisions and has a well established network in peer banks, and industry.

Chloe is one of only 15 members who have been asked to form the World Economic Forum /Partners Against Corruption working group on gatekeeping industries.

Chloe designed and rolled out a KYC accountability framework and developed metrics to apply a  globally consistent approach for D/MDs scorecards. She also created a KYC Owner risk dashboard to allow bankers to be able to identify and review risks more easily to ensure more efficient and effective AML Risk management. She also established 1LOD sanctions control framework for Corporate and investment bank at Citi.

Chloe is a leader in influencing others and developing talent, especially focused on female mentoring.

Prior to joining Deutsche Bank Chloe worked at Citi , Deloitte in Regulatory Consulting; leading teams to review and enhance their Anti-Money Laundering (AML) programs. She has also worked at Macquarie Group where Chloe was responsible for the design and implementation of the Compliance Assurance Program across all business lines globally.

Speaker Biography

With 14 years of experience, he supports players in the Retail, Fintech, and banking sectors in addressing their transformation and security challenges. As a specialist in strategic partnerships, he brings a cross-functional perspective on these topics, with expertise in fraud prevention and regulatory compliance issues within an ever-changing environment.

Speaker Biography

Biography Forthcoming.

Speaker Biography

Edward has more than 25 years of experience in payments and financial technology. His current role drives thought leadership and solution development across the whole financial messaging portfolio covering connectivity, messaging, orchestration and regulation. His areas of specialisation are ISO 20022, Swift Connectivity, Real-Time Payments, Cross-Border Payments, Regulation and Operational Resilience.

Speaker Biography

Wilma brings over 25 years of leadership experience in the financial industry across UK, Europe, the United States, and Asia. She joined U.S. Bank (UK Branch) in 2016 and currently serves as SMF 17 MLRO, overseeing the Branch’s Financial Crime Compliance Framework.

Her career includes senior roles in Financial Crime Compliance and Legal at institutions such as Commonwealth Bank of Australia, Intesa Sanpaolo, Bank ABC, and ABN AMRO Bank. She has led both large and small teams across diverse cultures and geographies, and is a committed advocate for workplace diversity.

Best career advice: “Perfection slows progress.”

Motivation: “If you want your life to have impact, focus it.”

Speaker Biography

Trevor Slack has over twenty years’ experience in compliance with a background in banking, law and consultancy. Trevor’s first role was at the Serious Fraud Office and he is currently the MLRO for Berenberg, responsible for the bank’s anti-financial crime framework in London, Paris and Stockholm. He has developed a particular interest in the importance of effective anti-financial crime education, having served as the financial crimes training officer for MUFG responsible for all training in EMEA. Trevor is delighted to be presenting on the topic of Fraud Education at the Fraud FS Summit.

Speaker Biography

With more than a decade of experience across software engineering, fraud prevention, and large-scale identity intelligence, Boris Lobanov is a founding engineer and Senior Solutions Architect at Fingerprint. He works closely with global financial services organizations to strengthen their fraud-detection strategies,
improve risk scoring, and build resilient identity frameworks that reduce both operational friction and losses.

Boris has served as a software engineer, technical lead, and solutions architect, advising hundreds of companies on modernizing their fraud and risk stacks. His work includes designing detection systems that identify coordinated attack patterns, automate high-risk decisioning, and surface the subtle behavioural signals traditional controls often miss.

Most recently, he guided a global digital platform through a major fraud-mitigation initiative that identified more than 70,000 fraudulent account attempts in just three months—saving significant operational costs and enabling the organization to refocus investments on verified, high-value users. His perspective blends deep technical expertise with practical, real-world insight into emerging fraud tactics and defence strategies.

Speaker Biography

Marili Anderson is a Managing Director, Head of UK Compliance at the Rabobank London Branch with over 20 years of experience in the Financial Services industry. Marili currently holds the Senior Management Control Functions SMF 16 (Compliance Officer) and SMF 17 (Money Laundering Reporting Officer) for Rabobank UK.

Marili has held several Senior compliance roles in both the Sell-Side and the Buy-Side with Global US and European firms in the UK and in Europe and is a member of the RMCH Oxford House Board, an Advisor to the Board of the RegTech Exchange, as well as a founding Board member of the TechWomen4Boads, a women’s network in Tech. Marili has worked in several jurisdictions in Europe and Internationally with global teams and has a keen interest in AI use for optimizing controls. Marili has a Bachelor of Arts with Honours from Tufts University, MA, USA, and a Master’s degree from Sciences Po. Paris, France. Marili loves cooking, walking in the beautiful Wiltshire countryside, and sailing in her native Greece.

Speaker Biography

Alexander Myatt is a seasoned contact centre technology professional with expertise in fraud prevention and authentication, developed through roles at Microsoft and now Pindrop. At Pindrop, he focuses on multi-layered call security, counter-fraud strategies, and deepfake AI detection. He partners with banking clients, working with contact centre leaders, technology executives, and heads of fraud and financial crime to reduce fraud exposure while enhancing customer experience. With a strong grasp of evolving fraud vectors and emerging threats, Alexander helps financial institutions implement scalable security frameworks that safeguard against risk while ensuring seamless, trusted interactions with their customers.

Speaker Biography

Niki Garcha-Davies is Head of Economic Crime Prevention and SMF17 Money Laundering Reporting Officer for Insurance, Pensions & Investments at Lloyds Banking Group. With more than 25 years’ experience in financial crime prevention, fraud and risk management, she has worked across banking, wealth, insurance and pensions. Niki is responsible for providing oversight and challenge of economic crime controls, supporting firms to respond to emerging threats and regulatory expectations. She is passionate about bringing people together to solve complex problems, building strong control environments and helping organisations stay one step ahead of an ever-changing risk landscape.

Speaker Biography

Greta Bauer is the Head of Global Market Solutions at First Advantage, helping to shape the organisation’s global product strategy across North America, LATAM, EMEA, APAC, India, Australia, and New Zealand.

With more than 20 years of experience in product management, operations, procurement, quality, vendor strategy, and programme leadership – including 17 years in senior roles.

She is recognised for her disciplined approach to global product development, operational excellence, and the leadership of high‑performing international teams. Greta holds dual master’s degrees in Business Administration and Project Management, alongside professional certifications including CSPO, PRINCE2 Foundation, Six Sigma Green Belt, and a Diploma in Coaching and NLP.

Speaker Biography

Nauman Abuzar is Director of Product – Risk Solutions at SEON, bringing over a decade of expertise in AML, KYC, transaction monitoring, and fraud prevention across fintech, crypto, and payments. He advises on real-time fraud and AML strategies, leveraging AI‐powered RegTech to fight financial crime, strengthen screening processes, and cut false positives. Previously a fractional Chief Compliance Officer and RegTech founder (acquired in 2024), Nauman has led global compliance initiatives in cross‑border payments and financial institutions. A certified AML, ACCA member and ACAMS Netherlands Chapter participant, he champions mission‑critical risk frameworks to reduce fraud and financial crime.

Speaker Biography

Aisling has worked in Financial Crime for over a decade. In that time, she has completed KYC for customers in corporate, investment, business and retail banks across multiple products from capital markets and prepaid cards. For the past five years, she has designed controls including customer risk assessments, transaction monitoring rules and CDD processes for some of Britain’s biggest banks and building societies. She has a lot of experience delivering change programmes stemming from regulatory engagement.

Aisling holds two law degrees and before changing career to work in financial crime, she worked in aviation security and for a series of human rights charities. She has delivered human rights education for the Council of Europe in Ireland, Azerbaijan and Hungary. She is currently working on her PhD, which will examine money laundering regulation in the art market.

Speaker Biography

Joao has over 15 years of experience in Financial Crime Compliance. Started his Financial Crime Compliance career at Barclays Bank. He then moved on to EY, where he had the opportunity to work in the development of a national AML framework under the FATF requirements, assisting both a central bank and the FIU in that development. After that, he joined Banco BPI, one of the main Portuguese banks, where he is now the Head of Financial Crime Compliance

Speaker Biography

Gareth Davies has worked within the Allianz Group since 2012 during which time he has established several high performing anti-fraud units and acted as the technical lead on a number of high-profile cross industry counter-fraud investigations. Gareth has developed a reputation within the industry as an expert on insurance fraud – winning the inaugural Allianz Claims High Flyer Award in 2015 and having been shortlisted for Young Fraud Investigator of the Year at The Insurance Fraud Awards in 2016.

Since 2019, Gareth has worked as the Head of Fraud at Allianz Global, Corporate and Specialty where the work that he and his team have done in detecting and preventing international insurance fraud in the complex specialty marketplace was recognised with the team being awarded Counter-Fraud Team of the Year 2021 at last year’s Insurance Claims and Fraud Awards.

Speaker Biography

Luke leads Management Solutions’ Financial Crime practice across the UK and Northern Europe specialising in topics in Financial Crime and Fraud risk management. Throughout Luke’s career, he has led projects in designing and developing controls for Financial Crime, analysing processes for regulatory compliance and process efficiency, and performing business-wide risk assessments for leading banks across the UK and Europe.

Speaker Biography

Matthew Fitzgerald is a seasoned product leader with 15+ years turning complex data, AI, and decisioning capabilities into products that deliver clear business value across fraud, data enrichment, digital identity, and decision intelligence. He has led product and data strategy for global risk technology providers and high-growth SaaS companies, building cross-functional teams and portfolios spanning enrichment, prospecting, and customer data management. Today, as Director of Product, Fraud at Experian, he leads the strategy, roadmap, and delivery of market-leading fraud prevention solutions for regulated industries, turning complex risk and identity signals into clear, actionable outcomes that reduce losses, protect customers, and enable safer, more frictionless digital experiences.

Speaker Biography

Jonathan Giannasi is a senior regulatory compliance and financial crime leader with over a decade of experience managing risk for global financial institutions and fintechs.

Financial Crime Leadership: As a former Group MLRO and Head of Compliance, he has held primary accountability for AML, CTF, and Fraud frameworks across multiple jurisdictions.

Regulatory Expert: He specialises in navigating complex global regulatory landscapes, leading jurisdictional expansions and licensing across the UK, EU, Dubai, and Australia.

Speaker Biography

James is a senior data and IT professional with 15 years experience in retail consumer and business banking. He has a masters in Applied Computational Linguistics, and has been working in data science and analytics for the past 14 years with Barclays, Lloyds and Zempler Bank. James leads ANNA’s data, fraud and financial crime analytics and strategy, including the use of AI across the Compliance function. He has over 11yrs experience managing fraud and financial crime analytics and strategy, AI implementations in production, as well as extensive experience across credit risk, including IFRS9.

Speaker Biography

Ionela Emmett serves as a Senior Manager for Financial Crime Controls, Risks, and Policy & Advisory within the Compliance function at ICBC Standard Bank. In this key leadership role, she oversees critical compliance initiatives, ensuring the bank remains aligned with global regulatory expectations while mitigating financial crime risks. Her responsibilities include designing and implementing robust anti-financial crime policies, conducting in-depth risk assessments, and providing expert guidance to senior stakeholders. Ela plays a vital role in strengthening the bank’s control frameworks, ensuring adherence to evolving financial regulations while enhancing internal safeguards against financial crime threats.

Before joining ICBC Standard Bank, Ela built a career in financial crime risk management, particularly during her tenure at Commerzbank AG London, where she led the AML Monitoring and Investigation team and served as Fraud Officer for the London Branch managing complex investigations across various business platforms.

Her extensive experience in financial crime investigations began with a decade-long tenure at Citibank NA, where she held a similar investigative role, developing expertise in fraud detection, anti-money laundering (AML), and financial crime risk management. Alongside her professional experience, she has a strong academic background, holding a Master’s degree in Criminal Studies from the University of Portsmouth’s Institute of Criminal Justice Studies, as well as multiple financial crime-related certifications, including ACAMS, ACFE, and ECCP at Frankfurt School of Finance & Management.

Speaker Biography

Mark Tierney is the Chief Executive of Stop Scams UK, the industry-led body pioneering cross-sector collaboration between finance, telcos, and tech firms. With a background in digital transformation working across media and corporate landscape including the BBC and The Guardian, Mark has led Stop Scams UK through significant expansion since 2020. Mark is a vocal advocate for shifting the global fraud conversation from reimbursement to proactive prevention through shared intelligence and data-sharing. Beyond his work in fraud prevention, he serves as a Board Trustee for Wilton’s Music Hall, the historic performing arts venue in London’s East End.

Speaker Biography

Bethan Wearmouth is an experienced fraud prevention, forensics, and fraud risk management leader with 26 years spanning consulting and the banking sector across the UK, Europe, North America, and Australia. She has held senior roles leading fraud prevention, detection, response, and assurance functions, bringing deep expertise in emerging threats, effective controls, and operational improvement. In her current role at Lloyds Bank, Bethan focuses on industry engagement across public and private sectors, working closely with organisations across the fraud ecosystem to champion responsible data sharing and cross sector collaboration to build more resilient, intelligence led approaches to preventing and disrupting fraud.

Speaker Biography

Ella Cullen is founder and CEO of RELLEN, the conversational-intelligence company behind SecureSight and SecretSight. Grounded in doctoral research in conversation analysis and cognitive science, RELLEN’s first-of-its-kind platform closes a gap current fraud controls miss: authorised push payment fraud, where the customer is genuine, authenticated, and deceived, so nothing looks anomalous. Founded out of a government validation programme, RELLEN works closely with defence and security organisations internationally through SecretSight. SecureSight applies the same underlying engine, and RELLEN works with banks and insurers to apply this first-of-its-kind behavioural read to the current gap in financial fraud.